Blog & Research
Green financing
Green financing is debt, equity, or structured capital intended for projects that improve energy performance, cut greenhouse gas emissions, add renewables or storage, or strengthen climate resilience. For commercial buildings, it helps align upgrade costs with long asset lives and with the growing stack of performance regulations owners already face.
Government incentives
Public programs frequently reduce net cost or improve returns on the same measures banks finance. Common layers include federal tax incentives for efficiency and clean energy (eligibility and amounts change with law - owners should confirm current rules with a tax advisor), utility rebates and demand-response programs, and state or local grants aimed at electrification, affordable housing, or disadvantaged communities.
Incentives are usually stackable in principle but subject to program rules, caps, and timing. Treat them as part of an integrated capital stack: incentives + financing + operating savings together make ambitious scopes more feasible.
C-PACE financing
Commercial Property Assessed Clean Energy (C-PACE) lets eligible improvements be repaid through a voluntary assessment on the property tax bill. The assessment can run for terms that match long-lived equipment and envelope work, which is why C-PACE is often used for HVAC upgrades, insulation and windows, solar, storage, and related soft costs.
C-PACE is enabled state by state and implemented through local programs; not every building or jurisdiction qualifies. Because the obligation may have priority similar to a tax lien, mortgage lenders typically must consent. When it fits, C-PACE can fill a gap between cash on hand and traditional senior debt for deep efficiency and decarbonization packages.